What does Enable do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Enable, Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Enable share?
Can you limit this sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes–
to offer our products and services to you
For joint marketing with other financial companies
We don’t share
For our affiliates’ everyday business purposes–
information about your transactions and experiences
For our affiliates’ everyday business purposes–
information about your creditworthiness
For affiliates to market to you
For nonaffiliates to market to you
To limit our sharing of information or for questions email support@Enable.com
Who we are
Who is providing this notice?
What we do
How does Enable protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Enable, Inc. collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Information Provided by You
We collect personal information about you that you provide while you use www.Enable.com or any associated websites, desktop or mobile applications. We collect most of this information during the registration and/or application process. Additional information may be gathered during your subsequent use of the site, or when we communicate with you via telephone, email or other means.
If you open an account or use the Enable Services, we may collect the following types of information: Personal information – your name, Social Security Number, address, phone, email, third-party application IDs, and other similar information. Financial information – bank account numbers and/or credit card numbers that you link to your Enable account or give us when you use the Services. Before permitting you to use the Services, we may require you to provide additional information, including but not limited to your date of birth, Social Security Number and other personal information. We may use this information to verify your identity or other information you provide.
Information Collected Based on your Activity and Use
When you visit the Enable website or use the Services, we may collect information sent to us by your computer, mobile phone or any other device. This information may include your IP address, device information including but not limited to identifier, name and type, operating system, location, mobile network information and standard web log information, such as your browser type, traffic to and from our site, the pages you accessed on our website, and any other available information. We may also collect information about your use and interaction with our website, application or the Services. For example, we may evaluate your computer, mobile phone or other access device to identify any malicious software or activity that may affect the availability of the Services. When you use the Services, we may also store information based on your usage history. This includes, but is not limited to, details of your purchases, content you viewed, event information, click stream information, and cookies that may uniquely identify your browser or your account. We may also collect information about you from any contact you have with any of our services or employees, such as, with our customer support team, in surveys, or through interactions with our affiliates.
Cookies and Anonymous Identifiers
Third Party Technologies
We also partner with third parties to manage our advertising on other sites and evaluate our overall site performance. Our third party partner may use technologies such as cookies to gather information about your activities on our websites and other sites in order to provide you advertising based upon your browsing activities and interests or help us track the success of our marketing efforts or overall site performance.
Enable does not process or respond to “do not track” signals or other similar signals whereby a visitor to a website requests that it disable collection of information about the visitor’s online activities over time and across different websites.
Information Obtained From Third Parties
To Improve Our Service
Enable uses information to perform and improve our services, contact you, conduct research, and provide anonymous reporting for clients. For example, we may use information to provide customer service and support, process transactions, resolve disputes, collect payments, prevent illegal activities, customize the Services, reduce risk to all parties involved in our transactions, and verify the accuracy of information.
To Serve Relevant Marketing to You
We may use information to deliver targeted marketing, service update notices, and promotional offers based on your communication preferences. We may combine your information with information we collect from other companies and use it to improve and personalize the Services, content, and advertising.
We share your personal information with employees, affiliates, nonaffiliates, vendors, partners and third parties. By law, you are permitted to limit some types of sharing, but not others.
Enable shares your information with third parties as permitted by law, including in the following specific ways:
- Lending Partners. In submitting an inquiry for a loan product or other service offered through this website, when you click on any button indicating an acceptance or agreement to terms, a continuance of processing or submission, you signify your agreement to proceed you are consenting, acknowledging and agreeing to the disclosure of your information with Lending Partners or other third parties with whom you are or may be matched or to whom your information may be provided. Be aware that the Lending Partners with whom you are matched may retain or use your information whether or not you use their services and you should contact these Lending Partners directly concerning their privacy and information sharing practices which may differ from those of Enable.
- Third Parties. Enable reserves the right to disclose your information, including your email address, to any third party or nonaffiliate for any purpose permitted by applicable law. Enable may be compensated for such disclosure. Parties to whom Enable discloses your information may advertise, market, or make product or service offerings directly to you.
- Merchants or Service Providers. If you applied for a loan to be used with a merchant or service provider, Enable may share your information with the merchant or service provider associated with your loan application.
- Legal Requests & Regulatory Requirements. Enable may also share information to comply with, or to allow investors or potential investors to comply with, any applicable law, regulation, legal process or governmental request; or for the purposes of limiting fraud; or in connection with an audit or the sale of Enable to a third party.
Enable stores and processes your information maintaining physical, electronic and procedural safeguards. We maintain physical security measures to guard against unauthorized access to systems and use safeguards such as firewalls and data encryption. We enforce physical access controls to our buildings, and we authorize access to personal information only for those employees who require it to fulfill the responsibilities of their jobs
You can review and edit your personal information at any time by contacting us at support@Enable.com. You can also request to close your account by contacting us at support@Enable.com. We will keep your account information in our database to comply with our legal obligations. This is necessary in order to deter fraud, by ensuring that persons who try to commit fraud will not be able to avoid detection.
If you no longer wish to receive notifications about our Services, you may change your notification preferences by emailing support@EnableFinancing.com. Enable reserves the right to close or limit access to your account should you opt out of the crucial notices that are required to perform the Enable Service. You are still responsible for any amounts due to Enable even if we close or limit access to your account.
You can opt out of receiving SMS messages by emailing support@Enable.com. Alternatively, you may be able to indicate your preference by logging into your account and adjusting your preferences or by following the directions provided with the communication. Again, Enable reserves the right to close or limit access to your account should you opt out of the crucial notices that are required to perform the Enable Service. You are still responsible for any amounts due to Enable even if we close or limit access to your account.